The second aspect of the

The second aspect of the Budget, I wish to highlight, is that of the Mudra Bank, an initiative that is transformational because it takes over 10 crores, and reportedly, up to 26 crore people in small and self-employed activities and gives them access to the capital for the first time since Independence. Sir, this informal sector is invisible to the financial sector but visible to all. The informal sector provides 80 per cent jobs in the non-agricultural sector.